Georgia Insurance Commissioner

The mission of the Office of Commissioner of Insurance is to ensure that the public's interests are served through professional oversight of regulated industries, consumer protection, and broad-based educational activities.

Our vision is to have a well-trained workforce using state-of-the-art technology to facilitate professional regulation, greater coordination and uniformity among state regulators, and greater public access to services and information that result in a more fire-safe environment and a consumer-friendly, competitive marketplace for insurance and small loan products.

AUTO Frequently Asked Questions :

Georgia consumers must have automobile liability insurance for at least the minimum limits required by law to drive on the Georgia public roads and highways. The minimum limits of liability required under Georgia law are Bodily injury Liability of $25,000 per person, $50,000 per occurrence and Property Damage liability of $25,000 per occurrence. Liability insurance is insurance that pays damages to others, on behalf of an insured, for injury to or damaged property of others, up to the policy limit, which an insured may have caused by his negligence or may protect him against claims made against him by someone who alleges he was at-fault.

Physical damage insurance is insurance to pay for loss or damage to your own vehicle. Physical damage insurance consists of two types. The first part which pays for theft, vandalism and fire type losses is referred to as either comprehensive or other than collision coverage. The second part is collision coverage. Physical Damage coverage is not required by State law, but is usually required by the lender (bank or finance company) if there is a loan on the vehicle or by the leasing company if it is leased. An insured can file a claim under his own Physical Damage coverage even if someone else may have caused the accident.

Uninsured Motorist Insurance may also be included on a policy. Although Georgia requires all drivers to have liability insurance to drive, there are unfortunately those that either do not obey the law or may have unknowingly allowed their insurance cancel. Uninsured Motorist would protect you when that other uninsured driver causes an accident which damages your vehicle or injures you or your passengers. This coverage is for protection of the policyholder's loss or damages inflicted in that accident.

INSURANCE AND SAFETY FIRE COMMISSIONER'S MAILING ADDRESS :
Two Martin Luther King, Jr. Drive
West Tower, Suite 704
Atlanta, Georgia 30334
Main Telephone: 404-656-2070
Toll Free: 800-656-2298
Fax: 404-657-8542

Georgia State Insurance Commissioner Website

TELEPHONE NUMBERS FOR OUR DIVISIONS :
Administrative Procedures: 404-656-5875
Agents Licensing: 404-656-2101
Computer Services: 404-656-5875
Consumer Services: 404-656-2070
Enforcement: 404-656-2060
Life and Health: 404-656-2085
Industrial Loan: 404-656-2078
Premium Tax: 404-656-7553
Property and Casualty: 404-656-4449
Public Education: 404-657-0831
Public Information: 404-651-7902
Regulatory Services: 404-656-2074
Safety Fire: 404-656-2064
Safety Fire Engineering and Inspections: 404-656-7087
Safety Fire Hazardous Materials: 404-656-9798
Safety Fire Health and Human Services: 404-657-9602
Safety Fire Manufactured Housing: 404-656-9498

DIRECTIONS

Directions to the James H. "Sloppy" Floyd Building Parking which is the most convenient place to park near our offices.

If Southbound on I-75 / I 85:
Take Exit 248A (MLK/State Capitol/Turner Field Exit). Stay in right-hand lane off the exit ramp. The lane will yield to the right onto Jesse Hill, Jr. Drive. The Jesse Hill, Jr. Drive Parking deck is immediately on your right.
You will then need to walk to the main entrance of the Twin Towers, located towards the State Capitol, off MLK Jr. Drive.

If Northbound on I-75 / I-85:
Take Exit 246(Central Ave./Fulton Street exit). Follow the sign to Fulton Street and turn right. Go to the next light and turn left onto Capitol Ave. Follow to MLK, Jr. Drive and turn right. Go one block and turn left onto Jesse Hill, Jr. Drive. Parking is immediately on the right.
You will then need to walk to the main entrance of the Twin Towers, located towards the State Capitol, off MLK Jr. Drive.

If coming I-20 Westbound:
Take the Capitol Avenue Exit 58A and turn right onto Capitol Avenue. Follow to MLK, Jr. Drive and turn right. Go to first traffic light and turn left onto Jesse Hill, Jr. Drive. Parking is immediately on the right.
You will then need to walk to the main entrance of the Twin Towers, located towards the State Capitol, off MLK Jr. Drive.

If coming I-20 eastbound:
Take Exit 56B (Windsor/Spring Street Exit). Follow to Central Avenue (3rd traffic light). Turn left onto Central Avenue. Turn right onto Memorial Drive. Go to the second traffic light and turn left on to Capitol Avenue. Turn right onto MLK, Jr. Drive. Turn left onto Jesse Hill, Jr. Drive. Parking in immediately on the right.
You will then need to walk to the main entrance of the Twin Towers, located towards the State Capitol, off MLK Jr. Drive.

If using MARTA:
The Georgia State Station is located in the Floyd Bldg. Exit to the upper level and go through the glass doors.

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